Plagued by high numbers of foreclosures, BENI has developed quality homeownership and foreclosure counseling services. BENI is a leader in community-based marketing and outreach through direct and mass mailings, community banners, and block-level outreach. This direct marketing has convinced families to come to BENI’s office and get assistance with their mortgage issues. BENI is expanding its reach to the larger Northeast Baltimore region by partnering with community development corporations that do not have counseling capacity and by connecting with renters residing in Belair-Edison who are future homeowners. BENI’s involvement in Morgan State University’s Morgan Community Mile initiative has expanded. BENI administers Morgan’s Live Near Your Work program, which offers $2,000 in payment assistances for homes purchased in designated neighborhoods near the university. BENI is engaging Morgan faculty and staff to consider homeownership through information dissemination at targeted events for university employees.